
Crypto broker review · Europe
ActivTrades for Crypto in 2027: Is It the Right Broker for You?
ActivTrades is a mid-sized broker with a long memory. It was founded in Switzerland in 2001, moved its headquarters to London in 2005 and has been regulated by the British authorities ever since. It is known for careful execution, its own trading platform and an additional insurance policy that covers client funds beyond the legal minimum. Crypto CFDs form a short, plainly priced list.
This 2027 review covers that list, its costs, the firm's licences and how the insurance works. We place ActivTrades at #32 out of the 52 crypto brokers assessed.
Background
The firm was started by Alex Pusco, who still owns and leads it. It began as a currency broker for private clients and later added CFDs on indices, commodities, shares and exchange-traded funds.
Its growth has been steady and unspectacular. The firm does not chase volume with promotions, and it has a reputation among European traders for stable platforms and courteous service.
Crypto CFDs
About 15 crypto CFDs are available:
- Bitcoin, ether and litecoin
- Solana, cardano, polkadot, chainlink and dogecoin
- A small number of other major coins
As with every CFD provider, you speculate on the price and do not own or receive coins.
- Crypto markets
- 15contracts on the price
- Founded
- 200126 years in 2027
- Regulators
- 6incl. top-tier
- Min. deposit
- $0no US clients
Costs
Crypto is spread-only, with no commission. The firm publishes a target spread of 55 points on bitcoin. Target spreads are what the broker aims to quote in normal market conditions; actual spreads widen when liquidity thins.
There is no minimum deposit. Overnight financing is charged on positions carried past the daily close.
What Does 55 Points Mean?
A point here is one unit of the quoted price, so a 55-point spread on bitcoin is about $55 per coin. A trade of 0.1 BTC therefore costs about $5.50 to enter. That is mid-table: better than the widest brokers in our list, some distance behind the cheapest.
Inactivity
An account left without trading for a year becomes subject to a monthly inactivity charge. Closing or emptying an unused account avoids it.
Regulation
The group has grown beyond its British base and is authorised by:
- The FCA in the United Kingdom
- The CMVM in Portugal, for European clients
- CONSOB in Italy, where it has a branch
- The Securities Commission of The Bahamas
- The FSC in Mauritius
- The CVM in Brazil
That is a broad and, in places, unusual set. Few international brokers hold authorisation from Brazil's securities regulator.
The Extra Insurance
The feature the firm is best known for is supplementary insurance on client funds. In addition to the statutory compensation scheme of the relevant country, it holds a policy arranged through the Lloyd's of London market that covers eligible client balances up to a stated limit per client, quoted at one million dollars, in the event of the firm's insolvency.
Two cautions apply. Insurance of this kind covers the failure of the broker, not trading losses. And the precise terms, exclusions and entities covered are set out in the policy summary on the firm's website, which you should read instead of relying on the headline.
UK Clients and Crypto
Although the firm's roots are in London, its UK retail clients cannot trade crypto CFDs because of the FCA's ban. Professional clients can. Retail clients may still use the UK entity for currencies, indices and other markets.
United States
The broker does not open accounts for residents of the United States.
Leverage
European retail clients are limited to 1:2 on crypto. Clients of the Bahamas and Mauritius entities can use up to 1:20. The offshore figure is moderate by industry standards.
ActivTrader, the In-House Platform
The firm's own platform is a browser and mobile application with a clean layout. Notable features include:
- Progressive trailing stops, which tighten as a trade moves into profit
- Hedging, allowing long and short positions in the same market
- Integrated market sentiment and a simple, clear order ticket
It is easy to learn and well suited to manual trading.
MetaTrader and TradingView
MetaTrader 4 and MetaTrader 5 are supported with a set of proprietary add-ons, including SmartOrder for faster order handling and SmartTemplate indicators. TradingView has been added for chart-based trading.
Automated strategies run on MetaTrader. The broker allows expert advisors and hedging.
Negative Balance Protection
All retail clients are protected against negative balances. The firm introduced this policy years before it became mandatory in Europe, and it applies across its entities.
Execution
Orders are executed without a dealing desk according to the firm, and it publishes average execution speeds. Most orders are filled at the requested price in normal conditions. Crypto can still gap.
An Example Trade
A client buys 0.2 BTC at a 55-point spread and pays about $11. The position is held for three nights with financing of, say, $4 a night. Total cost: about $23. If bitcoin has risen 3% in that time, the gain on a $14,000 position is $420. If it has fallen 3%, the loss is the same amount plus the costs. With 1:2 leverage the margin tied up was $7,000, so the swing is 6% of the capital committed.
Funding
Deposits can be made by bank transfer, card and several e-wallets. Bank transfers are free; some card deposits carry a small percentage fee depending on the entity. Withdrawals are generally processed the same day if requested before the cut-off.
Trading Hours
Crypto CFDs can be traded through the week and at weekends, with scheduled breaks. Target spreads apply to the main sessions.
Education
Regular webinars, one-to-one training sessions and platform tutorials are available. The one-to-one option is unusual and helpful for beginners who prefer to ask questions directly.
Research
Daily analysis is published by in-house analysts whose comments often appear in financial media. It covers major markets with crypto included when it is moving.
Customer Support
Support runs around the clock on trading days in more than a dozen languages, by chat, phone and email. Service quality is consistently praised in user reviews.
Demo Account
A free demo is available on every platform and is the easiest way to compare the proprietary platform with MetaTrader.
Account Statements
Daily confirmations and periodic statements are emailed automatically and can be downloaded from the personal area. The firm does not calculate tax.
How the Progressive Trailing Stop Helps on Crypto
A normal trailing stop follows the price at a fixed distance. On a market as jumpy as bitcoin, a distance wide enough to survive noise gives back a lot of profit, and a narrow one is hit too soon. The progressive version starts wide and narrows in steps as the trade gains, so a position has room early and is protected more tightly later. It does not predict anything; it simply automates a rule many discretionary traders apply by hand.
Which Entity for Which Client?
British residents join the London company. Residents of the European Union are served through Portugal. Brazilians have a locally authorised firm. Most other international clients are placed with the Bahamas or Mauritius company, where crypto leverage is higher. The insurance cover and compensation arrangements are not identical across these entities, which is another reason to read the documents for the one named in your application.
Hedging a Coin Holding
Some clients who own coins elsewhere use a short CFD to offset a temporary fall without selling. It can work for a few days. Financing costs and the 50% margin requirement make it an expensive hedge over longer periods.
ActivTrades Alongside Its Peers
Its bitcoin spread is lower than FxPro's or AvaTrade's tested figures and higher than Pepperstone's. Its crypto list is shorter than all three. The insurance policy and the proprietary platform are the features that set it apart.
Who Is ActivTrades For?
It suits you if you:
- Want a long-established broker with FCA roots and extra insurance.
- Prefer a simple proprietary platform with smart stop features.
- Trade a few major crypto CFDs alongside other markets.
It is less suitable if you want a long altcoin list, the lowest spreads, or crypto as a UK retail client.
Our Verdict on ActivTrades
ActivTrades is a careful, reliable broker. Two decades of operation, authorisation from several serious regulators and supplementary insurance make it one of the more reassuring counterparties among mid-sized firms.
Its crypto offer is modest: fifteen CFDs at a moderate spread. For traders who place safety and service first and treat crypto as one market among several, it is a good fit. Crypto specialists will want more choice and tighter pricing.